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Excellent article!
"); document.write("What an excellent article! I'd urge editors to use your work more often!

I can so relate to your desire to change and i applaud you for determination. The article shows so many ways in which we benefit financially, but i'm sure your health has also improved over the last few weeks.

Thanks for the tips!. Razby"); document.write("
Horaaa!
"); document.write("Finaly the secret is out!

One doesn't need financial planners and earnings of 6 odd digits to save. Look at the small things. Do you REALLY need to buy munchies? I've worked this out for myself. When I buy munchies for myself its easily R50 and upwards at a time. Three times a week. Thats R600 a MONTH! I've not done that this month (although I've spent on some other things) and a week before pay day, I've still got cash. Unlike some other months.... M"); document.write("
Save AND spend
"); document.write("I wish people would stop calling for everyone to stop spending money. The knock-on effect means that eventually, we will all end up jobless. By all means, spend responsibly, but even by giving up your newspaper, if enough people do this, it means everyone at that publication is out of a job. Stopped your morning latte? What happens when that coffee shop closes down?

What we should be doing is saving a bit and not spending on credit, but still indulging in retail therapy on the odd occasion. I can imagine some angry replies to this comment, but please think before you stop spending entirely.. Shirley"); document.write("
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